Pet parents that own a Great Dane know how challenging it can be to care for one. In fact, big breeds equal big needs. From proper medical care to grooming and feeding, Great Dane owners are faced with a line of requirements they must meet.
Getting pet insurance for your Great Dane is one of the best investments you could make. That way, you’ll always know your gentle giant is taken care of if an accident occurs.
But how do you pick the right pet insurance policy for your furry friend? Will you pay more to have your pet insured just because of its size?
Continue reading our detailed review of the best pet insurance for Great Danes. We’ll break down prices, reveal the pros and cons, and assist you in reaching a decision.
The Top 5 Pet Insurance Companies for Great Danes
Just because an insurance company for pets gets all stellar reviews doesn’t have to mean it will be a good choice for your pet. Every breed has its peculiarities, so choosing an insurer that will cover your pet’s specific needs comes above all else.
To ensure you have all the valuable information at your fingertips, we’ve shortlisted five of the most trustworthy pet insurance companies. From covering sprains to osteoarthritis, the following pet insurance companies will offer premium care for your beloved Great Dane:
Below is a table with general info about each provider:
Company | Rating | Pet Age | Claims | Reimbursement | Deductibles |
Embrace | 5.0 | 6 weeks old upon enrollment | 60 days expiration limit | 5-7 days on average | $200, $300, $500, $750, $1,000 |
ManyPets | 4.7 | 8 weeks old minimal enrolment | Up to a year | 2 days on average | $100, $250, $500 |
Prudent Pet | 4.8 | 8 weeks old minimal enrolment | 90 days after policy ends | 1-7 days average | $100, $250, $500, $1,000 |
Lemonade | 4.8 | 8 weeks old minimal enrolment | Within 180 days | 2 days on average | $100, $250, $500 |
Healthy Paws | 4.6 | 8 weeks old minimal enrolment | Within 90 days | 3.5 days on average | $100 to $1,000, depending on pet’s age |
Starting from Embrace and wrapping up the selection with Healthy Paws, we’ve included all the relevant info that might help you choose the best insurance for your pup. We’ll discuss prices, geo availability, and the pros and cons of each provider, so stay tuned.
Top Tip! Although the price of an insurance policy might be the first you consider, bear in mind that the policy you choose will benefit your Great Dane throughout his lifetime. |
Embrace Pet Insurance for Great Danes
As one of the most popular pet insurance providers preferred by Great Dane owners, Embrace offers well-rounded insurance plans. Embrace’s pet insurance policy for your furbaby covers many accident-related injuries and illnesses.
With Embrace, you can insure your Great Dane everywhere in the states. And if you have more than one canine to insure, Embrace will offer you a 5-10% discount on multiple pet enrolments.
Embrace offers comprehensive pet insurance for the most frequent mishaps your Great Dane might suffer, like sprains and fractures. Plus, serious health issues like arthritis and diabetes are also included in Embrace’s comprehensive pet insurance plan.
In addition, you can rest assured your furball is covered in the case of dental emergencies, orthopedic issues, hospitalization, MRIs, X-rays, and further diagnostics.
Since Great Danes are known to suffer from arthritis, Embrace covers breed-specific, congenital, and genetic conditions involving allergies, hip dysplasia, and bone diseases.
Unlike other pet insurance providers on the market, Embrace does cover behavioral therapy in scenarios involving pica, marking, and aggression. Oncological issues are also part of Embrace’s pet plan, as are surgeries and prescription drugs.
It’s important to mention that injuries caused by illegal racing, fighting, or deliberate neglect aren’t eligible for coverage.
As per annual coverage limits, Embrace offers from $5,000 to $30,000, depending on the plan features.
Pros:
- Great value for the money
- Covers vet fees
- Round-the-clock telehealth.
Cons:
- Long waiting period for orthopedic conditions coverage
- Doesn’t cover birthing.
ManyPets Pet Insurance for Great Danes
As a fairly new pet insurance company, ManyPets offers pet owners a selection of customizable insurance plans for their pets. You can have your Great Dane insured in the case of accidents or various illnesses.
ManyPets offers an additional wellness plan you can use for preventive care like bloodwork, vaccinations, and more.
The Accidents and Illnesses pet plan offered by ManyPets is wide-ranging and includes coverage for various health conditions. Hospitalization, cancer treatments, chronic diseases, skin, ear, and eye infections, dental issues, hip dysplasia, and much more falls under this plan.
By purchasing the said plan, ManyPets allow pet parents to use alternative treatments such as chiropractic care and acupuncture.
However, as with most pet insurance companies, ManyPets does not cover pre-existing conditions. Yet, if your pet suffers from a pre-existing condition but has been free of treatments and symptoms for more than 18 months, ManyPets will offer coverage.
ManyPets’ plans have no annual, lifetime, or per-condition payout limits. Sadly, ManyPets is only available in 42 states in the U.S, but the company plans to cover all U.S. areas soon. Pet owners in Alaska, Florida, Hawaii, Idaho, Massachusetts, Minnesota, Missouri, Oklahoma, and Vermont (still) can’t purchase ManyPets insurance for their Great Danes.
Pros:
- No limits on annual or lifetime claims
- Extensive coverage
- Compatible with any licensed vets.
Cons:
- Not available in all states
- No telehealth line.
Prudent Pet Pet Insurance for Great Danes
Even though Prudent Pet entered the pet insurance market in 2018, the company slowly but steadily established itself as a trustworthy pet insurance provider. Offering pet parents extensive insurance plans, Prudent Pet delivers two basic insurance plans – Accident and Illness coverage and Accidents-only coverage.
Great Dane owners that have purchased the Accident and Illness plan can rest assured they’ll be reimbursed for CT scans, MRIs, IVs, lab tests, vet exams, and cancer treatments. Unlike other major pet insurance companies, Prudent Pet extends its coverage to alternative therapy, medical supplies, and prescription food for health reasons – a massive bonus for pet parents.
When it comes to annual limits, the Accidents and Illnesses plan comes with an annual coverage limit of $5,000 or unlimited. In contrast, the Accident-only plan allows for an annual coverage limit of $10,000 or unlimited. If you want to insure both your pets with Prudent Pet, the company will grant you a 10% discount for the second animal.
Another huge bonus with Prudent Pet’s insurance is that there is no age limit upon enrollment. So, if your Great Dane is past its baby years, you’ll still be welcomed at Prudent Pet and covered for every medical need.
You can purchase Prudent Pet insurance everywhere in the U.S. Plus, if you’re on a road trip across the states and your Great Dane needs medical assistance, you can visit any licensed vet in the states (and Canada) – Prudent Pet will reimburse you.
Pros:
- Nationwide availability
- No upper age limit
- 24/7 chat option with a vet.
Cons:
- Annual health and dental exams are a must
- Insuring older pets is pricier.
Lemonade Pet Insurance for Great Danes
Lemonade is another pet insurance company trusted by many pet owners across the U.S. However, Lemonade is still not available in every U.S. country (only in 37 of them). Nonetheless, this provider is one of the most recognized pet insurance companies that offer substantial coverage at affordable prices.
Lemonade delivers to pet parents an Accidents and Injuries plan that covers a wide range of conditions, such as:
- Emergency care
- Diagnostics
- Hospitalization
- Surgery
- Medication.
Your Great Dane will also be covered in the case of poisonings, sprains, and broken bones.
Besides the basic plan that encompasses almost all of the essentials, you can also purchase one of Lemonade’s three preventive care plans. Depending on your Great Dane’s needs, Lemonade can reimburse you for wellness exams, dental issues, neutering and spaying, and lab work. Moreover, Lemonade offers add-ons to cover physical therapy and vet fees.
When it comes to annual limits, Lemonade limits its annual claims to $5,000, $10,000, $20,000, $50,000, and $100,000, depending on the plan you purchase. If your Great Dane has a roommate that needs to be insured, Lemonade offers a 5% discount on multiple pet enrollments.
One of Lemonade’s fan-favorite options is remote claim filing. Namely, if you download Lemonade’s user-friendly app, you can file claims through the app – quick and easy.
Pros:
- Multiple discount alternatives
- Remote claim filing
- A 2-day waiting period for accidents.
Cons:
- Isn’t available in every state in the U.S.
- No microchipping coverage.
Healthy Paws Pet Insurance for Great Danes
You can insure your Great Dane at Healthy Paws and get the best insurance from the second-oldest pet insurance company on our list. Offering pet parent insurance for their furry friends since 2009, Healthy Paws covers all of the basic accidents and injuries your gentle giant might face.
Healthy Paws is likely the only pet insurance company offering a single plan encompassing a line of insurance options.
Healthy Paws’ insurance plan covers all sorts of:
- Accidents
- Illnesses
- Severe health issues like cancer and genetic conditions
- Emergency care.
Moreover, Healthy Paws delivers unlimited annual claims for your beloved pup.
However, Healthy Paws does not include preventive care in its insurance plan. So, if your Great Dane needs some bloodwork, then costs won’t be covered by the provider. Vet exam fees also aren’t part of the coverage.
Still, Healthy Paws remains one of the most reliable pet insurance providers since it offers alternative treatment coverage for acupuncture and chiropractics.
In addition, you can get your Great Dane insured with Healthy Paws everywhere in the U.S. The 24/7 pet telehealth line is always at your fingertips for any of your concerns.
Pros:
- No annual limit on claims
- Nationwide availability
- Affordable
Cons:
- Not very suitable for senior dogs
- No add-ons.
Common Health Issues in Great Danes
From a historical point of view, Great Danes have been used for hunting wild boars and other large animals. Also, German nobilities considered Great Danes as the protectors of their estates due to their stunning appearance and rapid and fearless movements.
On average, a Great Dane’s life expectancy is around 8 to 10 years. Today, Great Danes are the ultimate child-friendly goofs that love to prance around children and follow orders.
Sadly, the massive physique of the Great Dane conditions the development of some severe bone diseases. The onset of these ailments is slow and develops over time, causing your furry friend a lot of pain. The worst-case scenario is a bone tumor such as osteosarcoma, which requires early detection, or it’ll have detrimental consequences.
Other than bone-related problems, Great Danes are known to be prone to the following health concerns:
- Hip dysplasia
- Hypothyroidism
- Eye conditions
- Dilated cardiomyopathy.
Great Danes can also have cancer or start bloating, leading to stomach torsion. Heart diseases are also frequent in this giant breed. For that reason, Great Danes are high-maintenance in terms of keeping them healthy throughout their lifespan.
How Much Does Pet Insurance for Great Danew Cost?
Luckily, pet parents of Great Danes can pick from a vast selection of pet insurance companies — each one offering a unique set of coverage features at various price points. You’ll be able to find comprehensive insurance for your pet even if you’re on a budget.
All of the contenders on our list offer decent insurance options for your Great Dane. For example, if you want to stay within a limited budget, you can purchase an Accidents-only plan. And if you wish to extend the insurance to further areas, you can also purchase add-ons that’ll add extra coverage in particular cases like dental issues, physical therapy, and so on.
Essentially, you can expect to pay anywhere from $39 to $56 a month for a basic yet well-rounded insurance plan for your Great Dane. However, if you want to make sure your gentle giant is covered in any scenario it might find itself in, you can purchase add-ons covering microchipping, birthing, cosmetic procedures, and more.
Pet Insurance Cost Comparison by Age and Location
Every pet insurance company prices its services differently, and that’s entirely OK. However, pet insurance providers in the U.S. tend to differ in the price for the same service depending on your location. Moreover, age is also a factor that conditions the price of insurance policies for pets.
For instance, a senior dog might be more expensive to insure given their physical condition and the fact that they need more care as they get older. Puppies, on the other hand, are more affordable to insure, which is why many dog owners sign up their dogs for insurance at a very young age.
We’ve put together a comparative table of the prices for dog insurance considering different ages and locations:
State | Average Premium for 6-month Puppy | Average Premium for 18-month Dog | Average Premium for <6-year Dog |
New York | $56.47 | $56.47 | $70.22 |
Texas | $38.51 | $38.51 | $47.94 |
Colorado | $43.96 | $43.96 | $54.76 |
Mississippi | $31.58 | $31.58 | $39.34 |
Arizona | $49.25 | $49.25 | $61.17 |
It becomes evident that the geo location plays a significant role in the price fluctuation for pet insurance. As we can see from the chart, pet parents in Mississippi pay the lowest premium for a 6-month-old puppy, whereas dog owners in New York pay significantly more for the same specifications.
How to Choose the Best Pet Insurance for Great Danes
When it comes to pet insurance, having a vast variety of choices is an undisputed blessing. Options are always welcome, especially when you want to make sure your Great Dane is shielded from all kinds of medical emergencies.
And while our many pet insurance choices are stellar, choosing the right one for your Great Dane might have you chasing your tail all day long. Annual limit claims, maximum payouts, deductibles, add-ons…all of those can overwhelm pet owners.
We have compiled a shortlist of the most useful guidelines to help you make an educated choice before you purchase pet insurance for your Great Dane:
- Availability: Since many pet insurance providers offer their services in specific areas of the U.S. it would be a good idea for you to check whether your preferred pet insurance company is available in your area;
- Waiting period: The waiting period is the amount of time pet owners have to wait before insurance becomes valid. Every pet insurance company sets different waiting periods. However, on average, you can expect to wait for 2 weeks for illness claims and less than five days for accident claims;
- Coverage type: The type of coverage you want to purchase will determine whether you will have to pay more or less. Namely, if you go for the Accidents-only plan, you’ll pay less than you would for the Accidents and Illnesses plan. However, you’ll also receive fewer insurance options. As a Great Dane owner, choosing the Accidents and Illnesses plan is the best option;
- Age limits: Before you purchase any type of insurance for your pet, ask the provider about their pet age policy. Some pet insurance providers won’t enroll a senior pet over 12 years old, while others will require your Great Dane puppy to be at least 8 months old to be eligible for insurance;
- Reimbursement and deductibles: Deductibles and reimbursements are one of the stances pet parents are mostly confused about. Different pet insurance companies offer different deductible rates and tend to reimburse policyholders within certain timeframes. Ask the insurance agents to explain the options in detail to be on the safe side;
- What’s not covered: Knowing what your pet insurance covers is important, but knowing what it doesn’t cover is even more so. Before you put your money on the table, ask the pet insurance company what the exclusions to the policy are. Every pet insurance company draws a line somewhere along with pre-existing conditions, birthing, microchipping, and more.
FAQ
Great Danes require pretty much constant care and monitoring due to their unique physique and health predispositions. To put it bluntly, insuring your Great Dane might just be the best investment you make since it will save you some headaches regarding bills. It will also offer you peace of mind knowing your loveable giant is in good hands.
Although their appearance might give off a high-maintenance vibe, Great Danes actually require little upkeep. Great Danes require moderate exercising, minimal grooming due to their short coat, and most importantly – they need company.
Certainly not. Although their towering physique makes them look independent and strong, Great Danes are very dependable on their owners. The human touch makes the most difference to them, so if you leave your Great Dane alone all day, you might return to a gloomy-looking and feeling doggy.
Conclusion: The Best Pet Insurance for Your Great Dane
Being a Great Dane pet parent means being aware of their needs and requirement as a breed. Also, as purebred, Great Danes tend to suffer more from hereditary conditions such as bone diseases.
From ensuring their teeth remain pearly whites to keeping their glossy coats free from ticks and fleas, having your Great Dane insured can take some of the burdens off your shoulders.
Embrace, Lemonade, ManyPets, Prudent Pet, and Healthy Paws are our top five picks for pet insurance for your gentle giant. Some of them will offer you a single plan that includes pretty much everything you can think of, while others will present you with some add-ons you can purchase for a well-rounded insurance plan.
Whichever of the five pet insurance companies you choose, you can be sure your Great Dane will get the best coverage in every mischief scenario.
