You might be on the fence about getting your new kitten a pet insurance but there are a lot of reasons why it’s a good idea. You’ll pay only little upfront to have your kitten secured in the long run, risk-free. Furthermore, vet bills can pile up without you noticing, and money is the last thing you’d be thinking about when your dear pet’s in trouble.
There are plenty of reasons why kitties can get tangled up in medical issues, and not many of them end happily. Be it by chance, or an unpredictable illness, pet insurance will come in handy in prolonging your life with your kitten.
Kitties, like puppies, are just like children. They can get mashed up in a mess you wouldn’t even think imaginable, so it’s always best to be prepared, as you would with a child.
Without any further ado, let’s take a look at some of the reasons why kitties need pet insurance so much? Here are some of the top reasons why you should ensure your cat in advance:
1. Kittens Are Prone to Accidents and Injuries
As you might know, small animals and children can wreak havoc in your household and get dramatically hurt in the process. Most often than not, kittens will wander into corners of your house you didn’t even think existed, and they might encounter things they shouldn’t be playing with. This can easily lead to injuries and accidents.
By purchasing pet insurance, you guarantee that your kitten will remain safe, no matter what happens in the comfort of your home. This means you won’t have to worry about the expensive vet bills in case your kitten gets hurt.
2. Kittens Need Routine Vet Check-ups and Preventive Care
Like visiting the paediatrician, routine check-ups for your kitten are a must-do if you want it to grow and remain healthy. You’ll have to prepare to vaccinate your kitten, get the necessary boosters for young cats, as well as any tests that might be required in the initial physical exam.
Kittens are more prone to illnesses and diseases than mature cats, so with their weak immune system, you’ll have to maintain regular visits to the vet’s office. This way, you keep your kitty safe from dangerous diseases like feline herpes, and they’re susceptible to it until they’re fully vaccinated.
3. Kittens Can Get Sick Easily and Require Expensive Treatment
Because they’re smaller, kitties and their treatment are much more invasive. Since they are so invasive and detailed, they’re just as much expensive. Although, they might not require as many veterinary visits as dogs when they do their bill could reach over hundreds or even thousands of dollars.
This is why pet insurance secured in advance is a blessing in disguise.
4. Cost-effective Way to Protect Your Kitten
By ensuring your kitten’s future health in advance you save yourself many additional costs and expenses. It’s an effective way to protect your kitten from future harm and injuries.
Pet insurance is almost always cost-effective for both cats and dogs, and you won’t need to file additional claims for premiums with the right agency. Owners who have cat insurance will be able to go through the veterinary care process ten times more smoothly than those who don’t have it at all.
5. Most Pet Insurance Plans Cover Routine Care, Accidents, Illnesses, and Surgeries
If you’re prepared to pay for the insurance, which is cheaper for younger animals, you rest well knowing that future routine check-ups will be taken care of. Most pet insurances offer wellness or accident-only coverage, but it’s always advisable to choose full.
You can’t predict what might happen to your kitten, but you can rest assured knowing that all costs will be taken care of. Overall, most US pet insurance agencies offer coverage on all unexpected inconveniences, like accidents, injuries, surgery, or emergency care.
6. You Can Find Pet Insurance Plans for any Budget
The best thing about pet insurance is that there’s one for every budget, so there are no excuses. A monthly fee for pet insurance can cost anywhere from $10 to $50, depending on the popularity of the agency.
Most agencies, like Embrace, offer diminishable deductible features, while Pumpkin is rated top for its 90% reimbursement rate.
7. Having Pet Insurance Will Ease Your Mind
In the end, all you want to do with the pet insurance is prolong the time you have with your kitty. By knowing that you have its medical documentation covered, you’ll have peace of mind knowing that you did your best.